FXIFY One Phase: prices, rules and payouts (2026)
FXIFY's One Phase is a 1-step challenge you can take in 8 sizes, from 5K to 400K. At 100K it's $549. You'll aim for 10% profit while keeping daily losses under 3% and total losses under 6%.
FXIFY One Phase against other 1-Step 100K challenges
Needle = FXIFY. Tick = the middle of 37 similar challenges.
One Phase prices by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $59 | 10% | 3% | 6% | 80% |
| $10,000 | $89 | 10% | 3% | 6% | 80% |
| $15,000 | $119 | 10% | 3% | 6% | 80% |
| $25,000 | $199 | 10% | 3% | 6% | 80% |
| $50,000 | $379 | 10% | 3% | 6% | 80% |
| $100,000 | $549 | 10% | 3% | 6% | 80% |
| $200,000 | $1,049 | 10% | 3% | 6% | 80% |
| $400,000 | $2,950 | 10% | 3% | 6% | 80% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Rules worth knowing
The drawdown trails: your loss limit climbs whenever your balance hits a new high, so a hot streak followed by a cold one can still cost you the account. There's no consistency rule, so one amazing day won't hold back your payout. There's no time limit, so take your time.
Other 100K challenges to consider
Here are other 1-step challenges at 100K, cheapest first. For comparison, One Phase costs $549.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
| City Traders Imperium | $449 1-Step Challenge | 8% | 5% |
What we think
6 firms are cheaper at this size, so it's worth comparing the rules first. Traders seem happy with this firm (4.3 out of 5 on Trustpilot).
Questions traders ask us
How much is FXIFY One Phase at 100K?
It's $549. Depending on size, you'll pay anywhere from $59 (5K) to $2,950 (400K).
What target and limits come with One Phase?
You'll need 10% to pass. The daily loss limit is 3% and the overall limit is 6%, with a trailing drawdown.
How often does One Phase pay out?
Payouts come 14 or 30 days, and you keep 80%.