Instant Funding One-Phase Micro: prices, rules and payouts (2026)
Instant Funding's One-Phase Micro is a 1-step challenge you can take in 5 sizes, from 10K to 200K. At 100K it's $259. You'll aim for 7% profit while keeping daily losses under 4% and total losses under 7%.
Instant Funding One-Phase Micro against other 1-Step 100K challenges
Needle = Instant Funding. Tick = the middle of 37 similar challenges.
One-Phase Micro prices by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $39 | 7% | 4% | 7% | 80% |
| $25,000 | $64 | 7% | 4% | 7% | 80% |
| $50,000 | $114 | 7% | 4% | 7% | 80% |
| $100,000 | $259 | 7% | 4% | 7% | 80% |
| $200,000 | $519 | 7% | 4% | 7% | 80% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Rules worth knowing
The drawdown is static: your loss limit stays tied to your starting balance and never creeps up with profits, which gives you more breathing room. There's a consistency rule (15%), so no single day can make up too much of your total profit. There's no time limit, so take your time.
Other 100K challenges to consider
Here are other 1-step challenges at 100K, cheapest first. For comparison, One-Phase Micro costs $259.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
| City Traders Imperium | $449 1-Step Challenge | 8% | 5% |
What we think
You won't find this size cheaper at any firm we follow. It has 3.1 out of 5 on Trustpilot, so read a few recent reviews before you buy.
Questions traders ask us
How much is Instant Funding One-Phase Micro at 100K?
It's $259. Depending on size, you'll pay anywhere from $39 (10K) to $519 (200K).
What target and limits come with One-Phase Micro?
You'll need 7% to pass. The daily loss limit is 4% and the overall limit is 7%, with a static drawdown.
How often does One-Phase Micro pay out?
Payouts come On request, and you keep 80%.