FXIFY Three Phase: prices, rules and payouts (2026)
FXIFY's Three Phase is a 3-step challenge you can take in 8 sizes, from 5K to 400K. At 100K it's $399. You'll aim for 5% / 5% / 5% profit while keeping daily losses under 5% and total losses under 5%.
FXIFY Three Phase against other 3-Step 100K challenges
Needle = FXIFY. Tick = the middle of 5 similar challenges.
Three Phase prices by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $39 | 5% / 5% / 5% | 5% | 5% | 80% |
| $10,000 | $59 | 5% / 5% / 5% | 5% | 5% | 80% |
| $15,000 | $79 | 5% / 5% / 5% | 5% | 5% | 80% |
| $25,000 | $149 | 5% / 5% / 5% | 5% | 5% | 80% |
| $50,000 | $249 | 5% / 5% / 5% | 5% | 5% | 80% |
| $100,000 | $399 | 5% / 5% / 5% | 5% | 5% | 80% |
| $200,000 | $799 | 5% / 5% / 5% | 5% | 5% | 80% |
| $400,000 | $1,599 | 5% / 5% / 5% | 5% | 5% | 80% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Rules worth knowing
The drawdown is static: your loss limit stays tied to your starting balance and never creeps up with profits, which gives you more breathing room. There's no consistency rule, so one amazing day won't hold back your payout. There's no time limit, so take your time.
Other 100K challenges to consider
Here are other 3-step challenges at 100K, cheapest first. For comparison, Three Phase costs $399.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $299 3-Step Challenge | 3% / 3% / 3% | 3% |
| Lark Funding | $370 3-Step Evaluation | 5% / 4% / 3% | 5% |
| Orion Funded | $409 Orion Select | 5% / 5% / 5% | 5% |
| Fintokei | $419 StartTrader | 2% / 3% / 6% | 6% |
What we think
2 firms are cheaper at this size, but the price is still very reasonable. Traders seem happy with this firm (4.3 out of 5 on Trustpilot).
Questions traders ask us
How much is FXIFY Three Phase at 100K?
It's $399. Depending on size, you'll pay anywhere from $39 (5K) to $1,599 (400K).
What target and limits come with Three Phase?
You'll need 5% / 5% / 5% to pass. The daily loss limit is 5% and the overall limit is 5%, with a static drawdown.
How often does Three Phase pay out?
Payouts come 14 or 30 days, and you keep 80%.