Pay-after-pass prop firms (2026)
With these models you pay a little to start (sometimes just $5) and the activation fee only if you pass. If you fail, you've lost very little.
The full list (9 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 |  FundedElite | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* |
| 2 |  Maven Trading | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* |
| 3 |  The5ers | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* |
| 4 |  Orion Funded | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* |
| 5 |  Funded Trading Plus | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* |
| 6 |  For Traders | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* |
| 7 |  Atmos Funded | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* |
| 8 |  Top One Trader | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* |
| 9 |  QT Funded | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Our three favourites
- FundedElite – News, hedging, martingale and grid are allowed
- Maven Trading – Really affordable entry prices
- The5ers – Get started for around $19
How we chose
We include programs with a starting fee plus activation after passing.
The column shows the lowest starting fee, with the funding fee in brackets.
Questions traders ask us
Which prop firms offer pay after pass?
9 firms made it onto this list. The highest scoring are FundedElite, Maven Trading, The5ers.
Does it cost more in the end?
Almost always. The starting fee plus activation usually adds up to more than a regular challenge. It's worth it if you expect a few failed attempts.