AquaFunded review 2026: honest look at fees, rules and payouts
We looked at AquaFunded the same way we look at every firm: its published prices, its published rules and what customers say. It earns 7.3 and lands at 2 of 30.
At a glance
AquaFunded in a nutshell
- Best for
- Traders who want to keep up to 90% of your profits
- Price for 100K
- $279.20 (Two Step Pro)
- Payout schedule
- Every 2 weeks
- Watch out for
- Its Trustpilot rating is weak (3.1)
AquaFunded has a little of everything: 1-, 2- and 3-Step challenges, instant accounts and pay-after-pass, from $2,500 to $400,000. You can trade on MT5, cTrader, Match-Trader or TradeLocker.
How we scored it
It's number 2 out of 30 in our rankings. Here's how we got to 7.3:
What we love and what we don't
Pros
- 90% split, or 100% with an add-on
- Four platforms to choose from
- EAs, hedging, martingale and scalping are all fine
Cons
- Its Trustpilot rating is weak (3.1)
- News trading is restricted
- Some programs have a consistency rule
AquaFunded's programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Your $100,000 options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
What you're allowed to do
Restricted means you can do it, but with conditions, like no trades for a few minutes around big news. The firm's website has the fine print.
Platforms and getting paid
How AquaFunded stacks up
Questions traders ask us
Can I use EAs at AquaFunded?
Yes, along with trade copiers, hedging and martingale.
How often does AquaFunded pay?
Every two weeks on challenge accounts and on request on instant accounts.
How much will a AquaFunded 100K challenge cost me?
The cheapest AquaFunded 100K challenge that pays at least 80% is Two Step Pro (2-step), at $279.20.
Can I join AquaFunded from the Philippines?
Yes, you can. The Philippines isn't on AquaFunded's restricted-country list. These lists do change, so give the terms a quick check when you sign up.