FXIFY Lightning: prices, rules and payouts (2026)
FXIFY's Lightning is a 1-step challenge you can take in 4 sizes, from 10K to 100K. At 100K it's $399. You'll aim for 5% profit while keeping daily losses under 3% and total losses under 4%.
FXIFY Lightning against other 1-Step 100K challenges
Needle = FXIFY. Tick = the middle of 37 similar challenges.
Lightning prices by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $59 | 5% | 3% | 4% | 80% |
| $25,000 | $149 | 5% | 3% | 4% | 80% |
| $50,000 | $249 | 5% | 3% | 4% | 80% |
| $100,000 | $399 | 5% | 3% | 4% | 80% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Rules worth knowing
The drawdown trails: your loss limit climbs whenever your balance hits a new high, so a hot streak followed by a cold one can still cost you the account. There's a consistency rule (30%), so no single day can make up too much of your total profit. Time limit: 5 trading days.
Other 100K challenges to consider
Here are other 1-step challenges at 100K, cheapest first. For comparison, Lightning costs $399.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
| City Traders Imperium | $449 1-Step Challenge | 8% | 5% |
What we think
4 firms are cheaper at this size, so it's worth comparing the rules first. Traders seem happy with this firm (4.3 out of 5 on Trustpilot).
Questions traders ask us
How much is FXIFY Lightning at 100K?
It's $399. Depending on size, you'll pay anywhere from $59 (10K) to $399 (100K).
What target and limits come with Lightning?
You'll need 5% to pass. The daily loss limit is 3% and the overall limit is 4%, with a trailing drawdown.
How often does Lightning pay out?
Payouts come First after 7 days, then every 14 days, and you keep 80%.