FundingPips review 2026: honest look at fees, rules and payouts
We looked at FundingPips the same way we look at every firm: its published prices, its published rules and what customers say. It earns 6.1 and lands at 14 of 30.
At a glance
FundingPips in a nutshell
- Best for
- Traders who want a firm traders rate highly (4.5 on Trustpilot)
- Price for 100K
- $466 (2 Step Pro)
- Payout schedule
- Weekly
- Watch out for
- Master accounts have a 10-minute news restriction
FundingPips started in Dubai in 2022 and grew fast into one of the biggest names out there. You can pick from five models: a 1-Step, three kinds of 2-Step, and Zero, an instant account with no evaluation at all. Here's a nice touch: you choose how often you get paid, and the less often you withdraw, the more you keep.
How we scored it
It's number 14 out of 30 in our rankings. Here's how we got to 6.1:
What we love and what we don't
Pros
- Lots of models to choose from, instant included
- Monthly payouts can earn you a 100% split
- Scale all the way to $2,000,000
- Trade on MT5, cTrader, Match-Trader or TradeLocker
Cons
- Master accounts have a 10-minute news restriction
- cTrader costs $20 extra and TradeLocker $5 extra
FundingPips's programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 2 Step Pro | 2-Step | 5K–200K | $33 | 80% |
| 2 Step Standard | 2-Step | 5K–100K | $36 | 80% |
| 2 Step Flex | 2-Step | 5K–100K | $39 | 80% |
| 1 Step | 1-Step | 5K–100K | $52 | 80% |
| Zero | Instant | 5K–200K | $60 | 95% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Your $100,000 options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Zero | Instant | $444 | None (instant) | 3% | 5% |
| 2 Step Pro | 2-Step | $466 | 6% / 6% | 3% | 6% |
| 1 Step | 1-Step | $529 | 12% | 2% (3% optional) | 12% |
| 2 Step Standard | 2-Step | $544 | 8% / 5% | 3% (5% optional) | 10% |
| 2 Step Flex | 2-Step | $555 | 10% / 8% | 4% | 12% |
What you're allowed to do
Restricted means you can do it, but with conditions, like no trades for a few minutes around big news. The firm's website has the fine print.
Platforms and getting paid
How FundingPips stacks up
Questions traders ask us
Is FundingPips legit?
Yes. It's based in Dubai, began in 2022 and says it has paid traders more than $330 million.
How much profit do I keep?
80% with payouts every two weeks by default. Choose monthly payouts and it can go up to 100%. Zero accounts pay 95%.
What's FundingPips Zero?
An instantly funded account, no evaluation needed. News trading and weekend holding aren't allowed on it.
How much will a FundingPips 100K challenge cost me?
The cheapest FundingPips 100K challenge that pays at least 80% is 2 Step Pro (2-step), at $466.
Can I join FundingPips from the Philippines?
Yes, you can. The Philippines isn't on FundingPips's restricted-country list. These lists do change, so give the terms a quick check when you sign up.