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FXIFY vs FundingPips: which prop firm should you choose? (2026)
We compare FXIFY and FundingPips using exactly the same data: published prices, published rules and Trustpilot ratings. You'll find the full table and our pick below.
Side-by-side comparison
| FXIFY | FundingPips | |
|---|---|---|
| Score | 7.3/10 | 6.1/10 |
| Trustpilot | 4.3 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $466 (2 Step Pro) |
| Programs | 8 | 5 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, Match-Trader, TradeLocker |
| Payouts via | Crypto, Bank Transfer, Rise | Bank Transfer, Crypto |
| News trading | Restricted | – |
| Weekend holding | Allowed | – |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | – |
| Scalping | Restricted | – |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | – |
What we think
In our scoring, FXIFY (7.3) comes out ahead of FundingPips (6.1).
FXIFY has the cheaper 100K challenge ($399), while FundingPips starts at $466.
Traders rate FundingPips higher: 4.5 out of 5 on Trustpilot compared with 4.3.
FXIFY gives you more freedom in how you trade, like news, EAs and holding over the weekend.
- You'll probably prefer FXIFY if you want a cheaper challenge, to keep more of your profit, more programs to choose from.
- You'll probably prefer FundingPips if you want better reviews from traders, more leverage, to trade on Match-Trader, TradeLocker.
Meet the two firms
FXIFY
FXIFY has one of the biggest menus we've seen: a 1-Phase, three versions of the 2-Phase, a 3-Phase, Lightning and instant funding. Accounts go from $5,000 to $400,000, and you can trade on MT5, DXtrade or TradingView.
FundingPips
FundingPips started in Dubai in 2022 and grew fast into one of the biggest names out there. You can pick from five models: a 1-Step, three kinds of 2-Step, and Zero, an instant account with no evaluation at all. Here's a nice touch: you choose how often you get paid, and the less often you withdraw, the more you keep.
Questions traders ask us
Should I choose FXIFY or FundingPips?
In our scoring, FXIFY (7.3) comes out ahead of FundingPips (6.1).
Which costs less, FXIFY or FundingPips?
FXIFY has the cheaper 100K challenge ($399), while FundingPips starts at $466.
Can I have accounts with FXIFY and FundingPips at the same time?
Absolutely. Many traders buy challenges from more than one firm. Just don't copy trades from someone else's account or hedge one firm against another; nearly every firm bans that.