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FTMO vs FundingPips: which prop firm should you choose? (2026)
We compare FTMO and FundingPips using exactly the same data: published prices, published rules and Trustpilot ratings. You'll find the full table and our pick below.
Side-by-side comparison
| FTMO | FundingPips | |
|---|---|---|
| Score | 7.0/10 | 6.1/10 |
| Trustpilot | 4.8 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:100 | up to 1:100 |
| 100K challenge from | €499 (1-Step Standard) | $466 (2 Step Pro) |
| Programs | 3 | 5 |
| Platforms | MT4, MT5, cTrader, TradingView | MT5, cTrader, Match-Trader, TradeLocker |
| Payouts via | Bank Transfer, Crypto | Bank Transfer, Crypto |
| News trading | Restricted | – |
| Weekend holding | Restricted | – |
| Expert advisors (EAs) | Allowed | Restricted |
| Hedging | Allowed | – |
| Scalping | Allowed | – |
| Copy trading | Not allowed | Restricted |
| Martingale | Restricted | – |
What we think
In our scoring, FTMO (7.0) comes out ahead of FundingPips (6.1).
FundingPips has the cheaper 100K challenge ($466), while FTMO starts at €499.
Traders rate FTMO higher: 4.8 out of 5 on Trustpilot compared with 4.5.
FTMO gives you more freedom in how you trade, like news, EAs and holding over the weekend.
- You'll probably prefer FTMO if you want better reviews from traders, to keep more of your profit, to trade on MT4, TradingView.
- You'll probably prefer FundingPips if you want a cheaper challenge, more programs to choose from, to trade on Match-Trader, TradeLocker.
Meet the two firms
FTMO
If you've read anything about prop trading, you've probably heard of FTMO. The Prague firm has been around longer than most in Europe and offers a 2-Step or a 1-Step challenge on accounts from $10,000 to $200,000. Pass the 2-Step and your fee comes back with your first payout. A lot of firms model themselves on it.
FundingPips
FundingPips started in Dubai in 2022 and grew fast into one of the biggest names out there. You can pick from five models: a 1-Step, three kinds of 2-Step, and Zero, an instant account with no evaluation at all. Here's a nice touch: you choose how often you get paid, and the less often you withdraw, the more you keep.
Questions traders ask us
Should I choose FTMO or FundingPips?
In our scoring, FTMO (7.0) comes out ahead of FundingPips (6.1).
Which costs less, FTMO or FundingPips?
FundingPips has the cheaper 100K challenge ($466), while FTMO starts at €499.
Can I have accounts with FTMO and FundingPips at the same time?
Absolutely. Many traders buy challenges from more than one firm. Just don't copy trades from someone else's account or hedge one firm against another; nearly every firm bans that.