Instant Funding One-Phase Pro: prices, rules and payouts (2026)
Instant Funding's One-Phase Pro is a 1-step challenge you can take in 6 sizes, from 5K to 200K. At 100K it's $746. You'll aim for 10% profit while keeping daily losses under 3% and total losses under 8%.
Instant Funding One-Phase Pro against other 1-Step 100K challenges
Needle = Instant Funding. Tick = the middle of 37 similar challenges.
One-Phase Pro prices by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $44 | 10% | 3% | 8% | 80% |
| $10,000 | $127 | 10% | 3% | 8% | 80% |
| $25,000 | $205 | 10% | 3% | 8% | 80% |
| $50,000 | $424 | 10% | 3% | 8% | 80% |
| $100,000 | $746 | 10% | 3% | 8% | 80% |
| $200,000 | $1,379 | 10% | 3% | 8% | 80% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Rules worth knowing
The drawdown is static: your loss limit stays tied to your starting balance and never creeps up with profits, which gives you more breathing room. There's a consistency rule (40%), so no single day can make up too much of your total profit. There's no time limit, so take your time.
Other 100K challenges to consider
Here are other 1-step challenges at 100K, cheapest first. For comparison, One-Phase Pro costs $746.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
| City Traders Imperium | $449 1-Step Challenge | 8% | 5% |
What we think
6 firms are cheaper at this size, so it's worth comparing the rules first. It has 3.1 out of 5 on Trustpilot, so read a few recent reviews before you buy.
Questions traders ask us
How much is Instant Funding One-Phase Pro at 100K?
It's $746. Depending on size, you'll pay anywhere from $44 (5K) to $1,379 (200K).
What target and limits come with One-Phase Pro?
You'll need 10% to pass. The daily loss limit is 3% and the overall limit is 8%, with a static drawdown.
How often does One-Phase Pro pay out?
Payouts come On request, and you keep 80%.