Fintokei review 2026: honest look at fees, rules and payouts
We looked at Fintokei the same way we look at every firm: its published prices, its published rules and what customers say. It earns 6.1 and lands at 15 of 30.
At a glance
Fintokei in a nutshell
- Best for
- Traders who want a firm traders rate highly (4.4 on Trustpilot)
- Price for 100K
- $499 (SwiftTrader)
- Payout schedule
- Every 2 weeks
- Watch out for
- Copy trading isn't allowed
Fintokei comes from Japan and also operates around Europe. It runs four programs (StartTrader, SwiftTrader, ProTrader and ProTrader Swing) on MT5, cTrader or TradingView.
How we scored it
It's number 15 out of 30 in our rankings. Here's how we got to 6.1:
What we love and what we don't
Pros
- Strong Trustpilot reviews (4.4)
- News, hedging and weekend holding are allowed
- Three platforms, TradingView included
Cons
- Copy trading isn't allowed
- Martingale isn't allowed
- A consistency rule kicks in after warnings
Fintokei's programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| SwiftTrader | 1-Step | 5K–200K | $44 | 90% |
| StartTrader | 3-Step | 5K–100K | $44 | 50% |
| ProTrader | 2-Step | 5K–400K | $49 | 80% |
| ProTrader Swing | 2-Step | 5K–200K | $69 | 80% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Your $100,000 options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| StartTrader | 3-Step | $419 | 2% / 3% / 6% | 3% | 6% |
| SwiftTrader | 1-Step | $499 | 6% | 2% | 3% |
| ProTrader | 2-Step | $549 | 8% / 6% | 5% | 10% |
| ProTrader Swing | 2-Step | $679 | 8% / 6% | 5% | 10% |
What you're allowed to do
Restricted means you can do it, but with conditions, like no trades for a few minutes around big news. The firm's website has the fine print.
Platforms and getting paid
How Fintokei stacks up
Questions traders ask us
Can I trade the news at Fintokei?
Yes, news trading is allowed.
How often does Fintokei pay?
Every two weeks, with a split anywhere from 50% to 100% depending on the program.
How much will a Fintokei 100K challenge cost me?
The cheapest Fintokei 100K challenge that pays at least 80% is SwiftTrader (1-step), at $499.
Can I join Fintokei from the Philippines?
Yes, you can. The Philippines isn't on Fintokei's restricted-country list. These lists do change, so give the terms a quick check when you sign up.