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FXIFY vs Fintokei: which prop firm should you choose? (2026)
We compare FXIFY and Fintokei using exactly the same data: published prices, published rules and Trustpilot ratings. You'll find the full table and our pick below.
Side-by-side comparison
| FXIFY | Fintokei | |
|---|---|---|
| Score | 7.3/10 | 6.1/10 |
| Trustpilot | 4.3 | 4.4 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $499 (SwiftTrader) |
| Programs | 8 | 4 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, TradingView |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Allowed |
| Weekend holding | Allowed | Allowed |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Allowed |
| Scalping | Restricted | Allowed |
| Copy trading | Restricted | Not allowed |
| Martingale | Allowed | Not allowed |
What we think
In our scoring, FXIFY (7.3) comes out ahead of Fintokei (6.1).
FXIFY has the cheaper 100K challenge ($399), while Fintokei starts at $499.
Traders rate Fintokei higher: 4.4 out of 5 on Trustpilot compared with 4.3.
FXIFY gives you more freedom in how you trade, like news, EAs and holding over the weekend.
- You'll probably prefer FXIFY if you want a cheaper challenge, to keep more of your profit, more programs to choose from.
- You'll probably prefer Fintokei if you want better reviews from traders, more leverage, to trade on cTrader.
Meet the two firms
FXIFY
FXIFY has one of the biggest menus we've seen: a 1-Phase, three versions of the 2-Phase, a 3-Phase, Lightning and instant funding. Accounts go from $5,000 to $400,000, and you can trade on MT5, DXtrade or TradingView.
Fintokei
Fintokei comes from Japan and also operates around Europe. It runs four programs (StartTrader, SwiftTrader, ProTrader and ProTrader Swing) on MT5, cTrader or TradingView.
Questions traders ask us
Should I choose FXIFY or Fintokei?
In our scoring, FXIFY (7.3) comes out ahead of Fintokei (6.1).
Which costs less, FXIFY or Fintokei?
FXIFY has the cheaper 100K challenge ($399), while Fintokei starts at $499.
Can I have accounts with FXIFY and Fintokei at the same time?
Absolutely. Many traders buy challenges from more than one firm. Just don't copy trades from someone else's account or hedge one firm against another; nearly every firm bans that.