Audacity Capital Ability Challenge: prices, rules and payouts (2026)
Audacity Capital's Ability Challenge is a 2-step challenge you can take in 6 sizes, from 5K to 200K. At 100K it's $549. You'll aim for 10% / 5% profit while keeping daily losses under 7.5% (5% in verification) and total losses under 15% (10% in verification).
Audacity Capital Ability Challenge against other 2-Step 100K challenges
Needle = Audacity Capital. Tick = the middle of 45 similar challenges.
Ability Challenge prices by size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $49 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $10,000 | $79 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $25,000 | $195 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $50,000 | $329 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $100,000 | $549 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
| $200,000 | $1,049 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) | 75% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Rules worth knowing
The drawdown is static: your loss limit stays tied to your starting balance and never creeps up with profits, which gives you more breathing room. There's no consistency rule, so one amazing day won't hold back your payout. There's no time limit, so take your time.
Other 100K challenges to consider
Here are other 2-step challenges at 100K, cheapest first. For comparison, Ability Challenge costs $549.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| AquaFunded | $279.20 Two Step Pro | 10% / 5% | 10% |
| FundedElite | $299 Lite 2 Step | 10% / 5% | 8% |
| OneFunded | $349 Value | 8% P1 / 6% P2 | 8% |
| Atmos Funded | $379 2-Step Plus | 6% / 6% | 6% |
| The5ers | $405 High Stakes New | 10% / 5% | 8% |
| Instant Funding | $413 Two-Phase Micro | 8% / 5% | 10% |
What we think
6 firms are cheaper at this size, so it's worth comparing the rules first. It has 3.4 out of 5 on Trustpilot, so read a few recent reviews before you buy.
Questions traders ask us
How much is Audacity Capital Ability Challenge at 100K?
It's $549. Depending on size, you'll pay anywhere from $49 (5K) to $1,049 (200K).
What target and limits come with Ability Challenge?
You'll need 10% / 5% to pass. The daily loss limit is 7.5% (5% in verification) and the overall limit is 15% (10% in verification), with a static drawdown.
How often does Ability Challenge pay out?
Payouts come Every 2 weeks, and you keep 75%.