Audacity Capital review 2026: honest look at fees, rules and payouts
We looked at Audacity Capital the same way we look at every firm: its published prices, its published rules and what customers say. It earns 4.8 and lands at 28 of 30.
At a glance
Audacity Capital in a nutshell
- Best for
- Traders who scalp quick trades
- Price for 100K
- $549 (Ability Challenge)
- Payout schedule
- Every 2 weeks
- Watch out for
- The base split is only 75%
Audacity Capital is one of the veterans of funded trading. It offers two challenges, the Ability Challenge and Ability One, plus a direct funding program, all on MT5 and DXtrade.
How we scored it
It's number 28 out of 30 in our rankings. Here's how we got to 4.8:
What we love and what we don't
Pros
- Years of experience in the industry
- EAs, scalping and copy trading are allowed
- Consistency is scored instead of blocking your payout
Cons
- The base split is only 75%
- Hedging and martingale aren't allowed
- The funding program has 1:30 leverage
Audacity Capital's programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Ability Challenge | 2-Step | 5K–200K | $49 | 75% |
| Ability One | 1-Step | 5K–100K | $69 | 75% |
| Funded Trader Program | Instant | 5K–50K | $119 | 50% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Your $100,000 options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Ability Challenge | 2-Step | $549 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) |
| Ability One | 1-Step | $699 | 10% | 3% | 6% |
What you're allowed to do
Restricted means you can do it, but with conditions, like no trades for a few minutes around big news. The firm's website has the fine print.
Platforms and getting paid
How Audacity Capital stacks up
Questions traders ask us
Does Audacity Capital have a consistency rule?
Not a strict one. A score above 70 approves your payout, while 50 to 70 gets a manual review.
Which platforms can I use?
MetaTrader 5 and DXtrade.
How much will a Audacity Capital 100K challenge cost me?
The cheapest Audacity Capital 100K challenge that pays at least 80% is Ability Challenge (2-step), at $549.
Can I join Audacity Capital from the Philippines?
Yes, you can. The Philippines isn't on Audacity Capital's restricted-country list. These lists do change, so give the terms a quick check when you sign up.