FTMO review 2026: honest look at fees, rules and payouts
We looked at FTMO the same way we look at every firm: its published prices, its published rules and what customers say. It earns 7.0 and lands at 6 of 30.
At a glance
FTMO in a nutshell
- Best for
- Traders who want a firm traders rate highly (4.8 on Trustpilot)
- Price for 100K
- €499 (1-Step Standard)
- Payout schedule
- 14 days from first trading day
- Watch out for
- You'll pay more than at many other firms here
If you've read anything about prop trading, you've probably heard of FTMO. The Prague firm has been around longer than most in Europe and offers a 2-Step or a 1-Step challenge on accounts from $10,000 to $200,000. Pass the 2-Step and your fee comes back with your first payout. A lot of firms model themselves on it.
How we scored it
It's number 6 out of 30 in our rankings. Here's how we got to 7.0:
What we love and what we don't
Pros
- Running since 2015 with great Trustpilot reviews
- Pay by card, bank transfer, Skrill or crypto
- Your 2-Step fee is refunded with the first payout
- Lots of platforms: MT4, MT5, cTrader and TradingView
Cons
- You'll pay more than at many other firms here
- A 2-minute news window applies on the standard account
FTMO's programs
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 1-Step Standard | 1-Step | 10K–200K | €79 | 90% |
| 2-Step Standard | 2-Step | 10K–200K | €89 | 80% |
| Instant | Instant | 5K–100K | €169 | 90% |
Regular prices without promo codes, checked on 14 November 2026. Firms update prices a lot, so please double-check on their site before you buy.
Your $100,000 options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 1-Step Standard | 1-Step | €499 | 10% | 3% | 10% |
| 2-Step Standard | 2-Step | €540 | 10% / 5% | 5% | 10% |
| Instant | Instant | €2,999 | None (instant) | 3% | 10% |
What you're allowed to do
Restricted means you can do it, but with conditions, like no trades for a few minutes around big news. The firm's website has the fine print.
Platforms and getting paid
How FTMO stacks up
Questions traders ask us
Is FTMO legit?
Yes. It started in 2015, is one of the most established names in the industry and even acquired the broker OANDA.
How much is an FTMO challenge?
The 2-Step runs from €89 (10K) to €1,080 (200K), and the 1-Step from €79 to €999. You can choose your currency at checkout.
How much profit do I keep at FTMO?
On the 2-Step you start at 80% and can reach 90% with scaling. The 1-Step pays 90% right away.
How much will a FTMO 100K challenge cost me?
The cheapest FTMO 100K challenge that pays at least 80% is 1-Step Standard (1-step), at €499.
Can I join FTMO from the Philippines?
Yes, you can. The Philippines isn't on FTMO's restricted-country list. These lists do change, so give the terms a quick check when you sign up.