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FXIFY vs Top One Trader: which prop firm should you choose? (2026)
We compare FXIFY and Top One Trader using exactly the same data: published prices, published rules and Trustpilot ratings. You'll find the full table and our pick below.
Side-by-side comparison
| FXIFY | Top One Trader | |
|---|---|---|
| Score | 7.3/10 | 5.6/10 |
| Trustpilot | 4.3 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:50 |
| 100K challenge from | $399 (Lightning) | $541 (Two-Step PRO) |
| Programs | 8 | 5 |
| Platforms | MT5, DXtrade, TradingView | MT5, Match-Trader, TradeLocker |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Restricted |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Not allowed |
What we think
In our scoring, FXIFY (7.3) comes out ahead of Top One Trader (5.6).
FXIFY has the cheaper 100K challenge ($399), while Top One Trader starts at $541.
Traders rate Top One Trader higher: 4.5 out of 5 on Trustpilot compared with 4.3.
FXIFY gives you more freedom in how you trade, like news, EAs and holding over the weekend.
- You'll probably prefer FXIFY if you want a cheaper challenge, to keep more of your profit, more programs to choose from.
- You'll probably prefer Top One Trader if you want better reviews from traders, more leverage, to trade on Match-Trader, TradeLocker.
Meet the two firms
FXIFY
FXIFY has one of the biggest menus we've seen: a 1-Phase, three versions of the 2-Phase, a 3-Phase, Lightning and instant funding. Accounts go from $5,000 to $400,000, and you can trade on MT5, DXtrade or TradingView.
Top One Trader
Top One Trader has five products: 1-Step FLASH, 1-Step NOVA ($7 to start, the rest after you pass), 2-Step PRO, Instant Funding and Instant Prime. The 2-Step PRO pays 85% and has no consistency rule during the challenge.
Questions traders ask us
Should I choose FXIFY or Top One Trader?
In our scoring, FXIFY (7.3) comes out ahead of Top One Trader (5.6).
Which costs less, FXIFY or Top One Trader?
FXIFY has the cheaper 100K challenge ($399), while Top One Trader starts at $541.
Can I have accounts with FXIFY and Top One Trader at the same time?
Absolutely. Many traders buy challenges from more than one firm. Just don't copy trades from someone else's account or hedge one firm against another; nearly every firm bans that.